Bicycle accidents have become all too common.
According to the National Highway Traffic Safety Administration (NHTSA), 743 bicyclists were killed in motor vehicle-related accidents in 2013 alone. And just last month, two women were killed in bicycle hit and run accidents in San Francisco within 24 hours of each other.
If you’re an avid cyclist, you need to be prepared in the tragic event that you become a victim of a hit-and-run – especially here in Denver. Here are four things to do immediately following the accident:
1. Call 911 and file a police report.
Just because the driver didn’t stick around doesn’t mean you shouldn’t call the police. It’s extremely important to get documentation of your accident so that you can file a claim with your insurance. The police may also be able to investigate and track down the driver. Even if they can’t, the fact that an investigation was done will help you get the insurance coverage you need for medical bills and damages.
2. Seek out witnesses.
If anyone was around during the time of the accident, they may be able to provide police with important information on the vehicle that hit you and recount exactly what happened. Ask for their contact information. If the police are able to question them, they may be a key factor in tracking down the person responsible for the crash.
3. Get checked out by a doctor.
Even if you feel like your injuries are minor, you need to get immediate medical attention. Again, seeking care right after the accident occurs will give you better insurance coverage because your injuries will be officially documented. You may also find that your injuries are more extensive than you thought after the initial adrenaline wears off, so it’s important to get checked out right away.
4. Notify your insurance.
Tell your insurance company about the accident as soon as possible. Often, you only have 24 hours following an accident to file your claim, so call them as soon as possible. Because it’s a hit-and-run, the only way for you to recover the cost of medical bills and damages is through your own insurance (unless the responsible party is found).
Hit-and-run accidents, especially those involving bicycles, can be difficult to get compensated for in the way that you need. Working with an experienced Colorado pedestrian & bicycle accident attorney is often necessary to navigate all of the insurance and legal issues. If you’ve been involved in a hit-and-run, contact The Babcock Law Firm today to talk through your case.